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Approximately three-quarters of all houses in the U.S. built before 1978 contain some lead-based paint. When properly maintained and managed, this paint poses little risk. However, 1.7 million children have blood-lead levels above safe limits, mostly due to exposure to lead-based paint hazards. Lead-based paint is a major source of lead poisoning for children and … Read more

Acceleration ClauseAllows the lender to speed up the rate at which your loan comes due or even to demand immediate payment of the entire outstanding balance of the loan should you default on your loan.Adjustable Rate Mortgage (ARM)Is a mortgage in which the interest rate is adjusted periodically based on a preselected index. Also sometimes … Read more